Erectile Dysfuncеion Pills and Smoking

Smoking is a bad habit and this is something that many of us have heard or read about a thousand times before. Smoking kills, as many a public service ad has said but according to statistics, there are over 45 million people in the United States ages 18 years and older who smoke cigarettes 21.5% of this number are male smokers and 17.3% belong to the female population.

The Centers for Disease Control and Prevention in the US says that cigarette smoking causes around 440, 000 deaths annually making the bad habit the most frequent cause of deaths that could be prevented in the United States. Smoking can also contribute to erectile dysfunction and this can appear when the man has reached his 40s. Because of this, these men will later on have to rely on erectile dysfunction drugs to be able to perform in bed. While experts say that quitting will help these men get their groove back in terms of their sexual performance, it is highly unlikely for the lot of them to quit smoking.

For smokers taking the erectile dysfunction medication Levitra (Vardenafil), this is a major concern. If you smoke you shouldn't fail to inform your doctor because there are major risks that should be taken into consideration.

Levitra of course is a safe medication for men with ED but like any other drug of this nature and other drugs in general, there are some contraindications that can either cause harm to the user or lessen the effects or benefits of the medication. Smoking for example will lessen the effectiveness of the drug because smoking works against the processes that the drug does.

The US Food and Drug Administration has warned users of the drugs for erectile dysfunction about possible side effects but the agency is most concerned about the possibility of losing one's vision because of using the drug. It has been found in a number of cases in the US that PDE5 inhibitors such as Vardenafil can cause vision loss. This particular condition is called non-arteritic ischemic optic neuropathy (NAION) caused by blocked blood flow towards the eyes. The US FDA says that those who are at risk of experiencing NAION are men who smoke.

Those who have heart conditions, high blood pressure, high cholesterol and those with eye problems are advised to not take Levitra or any erectile dysfunction medication. Men who are age 50 and above should also refrain from taking the drug.

Like any prescription drug, Vardenafil should only be taken after a deep discussion with your doctor especially for men who belong to a high risk group. While vision loss is something that some people take lightly because they think that it comes with age, men taking any type of erectile dysfunction drug should see a doctor as soon as possible if they experience vision loss.

Insurance for businesses and the role Colossus plays

Well, the roots of the name as applied here start during World War II with the very first computer used for code-breaking named Colossus after one of the Seven Wonders of the Ancient World. We then move forward to 1965 when D F Jones published a science fiction novel about a computer taking over the world. A few years later in 1970, the movie industry jumped on the bandwagon and filmed the book (or at least took the idea from the book and made a movie about a supercomputer first dominating the US and Russia, and then exercising control over the world. The movie is famous for its last line which is that "...freedom is just an illusion." Well this is an example of reality following science fiction predictions with a sense of irony. Go back twenty years and you find small armies of human actuaries slaving away to calculate the risk of anyone making a claim for losses suffered. Once the rates had been set, another army of humans took to the field as claims adjusters. These humans did something that was unthinkable and met with those claiming, worked out a value for their claims and then sent their regional offices a recommended settlement figure.

Labor is usually the most expensive element in any industry's cost profile. In a service industry, it's always the biggest cost. So with the arrival of ever more reliable computers, the insurance industry set out to make as many human beings as possible redundant. After all, when you are handling trillions of dollars, the last thing you want to do is pay a math geniuses to calculate risks and few hundred humans to talk to the claimants. Now we have scoring models that use "secret" algorithms to estimate when policyholders are likely to file claims, and programs to manage claims. The head office now sets the profit target for the insurer by adjusting the percentage payable on claims. So how does this work?

Every activity that a business carries out is broken down into an average cost from the data that has been collected by the insurance industry. So if you have a traffic accident driving a particular make and model, the computer will know how much it costs to repair state by state. If you have a business interruption, the computer will also know what the average settlement is for a business of your type with a turnover close to yours.

These figures were all relevant in setting the premium rates, i.e. the estimated cost of all the losses was divided between all the insured. But suppose the computer instructed claims adjusters to settle at figures representing only 80% of those estimated figures. This would pay you less and generate immense profits for the insurer. At a time when business insurance rates have been rising faster than inflation, it's disconcerting to hear of the power exercised through the new Colossus. Yet this is reality. Claims are being squeezed while business insurance rates rise. In this case, it's the insurance industry that's coming into control of the world.

Looking at more deer related accidents

There you are, sitting comfortably behind the wheel, driving through the countryside as evening turns into night. You're probably thinking of putting your feet up when you get to your destination. Perhaps there's a bottle of beer or a glass of wine with your name on it. Then, in one of those heart-stopping moments, the headlights suddenly show you a deer in your path. It's one of these handsome beasts, big with antlers.

Unfortunately it's not moving out of your way and, in your heart you know it's got real mass. If you hit it head-on, there's going to be a lot of damage to the deer, to the vehicle and possibly to you. So you do your best to steer away. The majority of drivers do swerve round without anything more than an acute nervous reaction. Some vehicles roll over. This is a problem in vehicles with a higher center of gravity. Some hit trees or other stationary targets off the road. These crashes get messy.

The Highway Administration collects statistics on deer-related accidents and the trend is upward. Although many states have a herd management policy in place, controlling numbers is not an exact science, and numbers seem to have been rising steadily. Despite more signs going up to warn drivers in areas where there are herds, accident claims have been rising. Coming into Fall, this is one of the two times in the year when herds move around more. It's one of these migration patterns sparked by the reproduction cycle and, at this time of year, it reaches its peak in November. As the dinosaur movies say, nature finds a way.

You should keep a proper lookout when the risk is at its highest, between 6 and 9, if you want to avoid becoming a statistic and also if you want to prevent your own auto insurance costs from spiralling after a crash. This means having your headlights on high beam whenever possible and driving within the limits of what you can see. If you arrive safely, you earned that beer or glass of wine and can confidently wait for lower auto insurance quotes at renewal time.